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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,252 | $107,368-84.9% | $92,915-82.5% | $152,909-89.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 19.96% | 145.64%-125.7pp | 109.45%-89.5pp | 345.46%-325.5pp |
| Employer contribution / active EE | -$263 | $4,222-106.2% | $3,653-107.2% | $4,764-105.5% |
| Participant deferral / active EE | $1,763 | $4,848-63.6% | $4,238-58.4% | $5,851-69.9% |
| Admin fee / account holder | $981 | $7,082-86.2% | $5,796-83.1% | $11,601-91.5% |