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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,301 | $138,114-83.1% | $125,391-81.4% | $134,545-82.7% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -18.85% | 750.88%-769.7pp | 572.41%-591.3pp | 418.37%-437.2pp |
| Employer contribution / active EE | $1,559 | $5,246-70.3% | $4,816-67.6% | $4,742-67.1% |
| Participant deferral / active EE | $2,292 | $7,801-70.6% | $7,448-69.2% | $6,401-64.2% |
| Admin fee / account holder | $2,026 | $11,570-82.5% | $10,009-79.8% | $11,431-82.3% |