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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,252 | $213,785-53.1% | $185,441-45.9% | $155,188-35.4% |
| Participation rate | 92.3% | 83.2%+9.1pp | 80.3%+12.0pp | 80.8%+11.5pp |
| Annual return | 19.50% | 19.97%-0.5pp | 20.16%-0.7pp | 148.84%-129.3pp |
| Employer contribution / active EE | $9,165 | $5,393+70.0% | $4,672+96.2% | $4,248+115.8% |
| Participant deferral / active EE | $8,503 | $6,864+23.9% | $6,152+38.2% | $6,531+30.2% |
| Admin fee / account holder | $10,877 | $21,134-48.5% | $17,890-39.2% | $14,480-24.9% |