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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,395 | $176,838-56.8% | $146,685-47.9% | $167,518-54.4% |
| Participation rate | 84.6% | 83.6%+1.0pp | 80.1%+4.5pp | 82.1%+2.5pp |
| Annual return | 61.19% | 24.04%+37.2pp | 22.75%+38.4pp | 478.71%-417.5pp |
| Employer contribution / active EE | $8,650 | $5,161+67.6% | $4,137+109.1% | $4,838+78.8% |
| Participant deferral / active EE | $5,229 | $6,441-18.8% | $5,507-5.0% | $6,342-17.6% |
| Admin fee / account holder | $27,948 | $13,262+110.7% | $10,281+171.8% | $12,312+127.0% |