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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,580 | $152,612-79.3% | $125,192-74.8% | $152,897-79.3% |
| Participation rate | 92.3% | 83.3%+9.0pp | 79.8%+12.5pp | 82.5%+9.9pp |
| Annual return | 29.62% | 54.85%-25.2pp | 43.79%-14.2pp | 345.43%-315.8pp |
| Employer contribution / active EE | $8,126 | $4,947+64.3% | $3,866+110.2% | $4,764+70.6% |
| Participant deferral / active EE | $6,101 | $5,868+4.0% | $4,937+23.6% | $5,851+4.3% |
| Admin fee / account holder | $561 | $13,437-95.8% | $9,704-94.2% | $11,599-95.2% |