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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,584 | $85,766+175.8% | $136,298+73.6% | $70,126+237.4% |
| Participation rate | 92.6% | 74.2%+18.4pp | 81.9%+10.7pp | 69.5%+23.1pp |
| Annual return | 10.92% | 31.46%-20.5pp | 5156.27%-5145.3pp | 73.15%-62.2pp |
| Employer contribution / active EE | $6,932 | $2,966+133.7% | $4,696+47.6% | $2,343+195.9% |
| Participant deferral / active EE | $4,947 | $5,051-2.1% | $6,247-20.8% | $3,332+48.5% |
| Admin fee / account holder | $3,710 | $5,421-31.6% | $9,244-59.9% | $4,645-20.1% |