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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,146 | $148,629+153.8% | $135,982+177.4% | $139,487+170.4% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 13.59% | 79.33%-65.7pp | 68.32%-54.7pp | 373.84%-360.2pp |
| Employer contribution / active EE | $7,055 | $5,247+34.5% | $4,859+45.2% | $4,755+48.4% |
| Participant deferral / active EE | $5,970 | $8,102-26.3% | $7,760-23.1% | $6,713-11.1% |
| Admin fee / account holder | $15,388 | $12,406+24.0% | $10,767+42.9% | $11,407+34.9% |