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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,265 | $77,817+221.6% | $123,553+102.6% | $64,173+290.0% |
| Participation rate | 88.9% | 74.7%+14.2pp | 82.3%+6.6pp | 69.6%+19.3pp |
| Annual return | -7.84% | 12.49%-20.3pp | 119.21%-127.0pp | 7.63%-15.5pp |
| Employer contribution / active EE | $5,369 | $3,014+78.1% | $4,628+16.0% | $2,381+125.5% |
| Participant deferral / active EE | $5,026 | $5,240-4.1% | $6,426-21.8% | $3,470+44.8% |
| Admin fee / account holder | $5,425 | $5,519-1.7% | $9,284-41.6% | $4,887+11.0% |