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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,327 | $105,200+272.0% | $159,474+145.4% | $85,847+355.8% |
| Participation rate | 96.0% | 75.8%+20.2pp | 82.8%+13.2pp | 69.3%+26.7pp |
| Annual return | 14.06% | 45.08%-31.0pp | 263.68%-249.6pp | 318.61%-304.5pp |
| Employer contribution / active EE | $6,151 | $3,319+85.3% | $4,831+27.3% | $2,565+139.8% |
| Participant deferral / active EE | $5,716 | $5,946-3.9% | $7,353-22.3% | $3,952+44.6% |
| Admin fee / account holder | $2,478 | $6,934-64.3% | $10,802-77.1% | $6,261-60.4% |