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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,329 | $165,351+4.2% | $149,710+15.1% | $158,931+8.4% |
| Participation rate | 92.9% | 84.6%+8.3pp | 82.5%+10.4pp | 82.0%+10.9pp |
| Annual return | 4.68% | 348.19%-343.5pp | 276.63%-271.9pp | 302.86%-298.2pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,761-100.0% |
| Participant deferral / active EE | $11,270 | $7,181+56.9% | $6,842+64.7% | $5,982+88.4% |
| Admin fee / account holder | $21,055 | $10,807+94.8% | $9,309+126.2% | $11,247+87.2% |