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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,122 | $138,114+57.9% | $125,391+74.0% | $134,545+62.1% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -12.48% | 750.88%-763.4pp | 572.41%-584.9pp | 418.37%-430.8pp |
| Employer contribution / active EE | $787 | $5,246-85.0% | $4,816-83.7% | $4,742-83.4% |
| Participant deferral / active EE | $12,935 | $7,801+65.8% | $7,448+73.7% | $6,401+102.1% |
| Admin fee / account holder | $3,324 | $11,570-71.3% | $10,009-66.8% | $11,431-70.9% |