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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,270 | $160,028+55.8% | $147,080+69.5% | $145,884+70.9% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 9.88% | 98.60%-88.7pp | 420.17%-410.3pp | 551.85%-542.0pp |
| Employer contribution / active EE | $935 | $5,286-82.3% | $4,933-81.1% | $4,662-80.0% |
| Participant deferral / active EE | $15,234 | $8,422+80.9% | $8,066+88.9% | $6,690+127.7% |
| Admin fee / account holder | $114,534 | $15,030+662.0% | $12,989+781.8% | $13,392+755.3% |