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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,346 | $148,629+112.8% | $135,982+132.6% | $139,487+126.8% |
| Participation rate | 84.6% | 83.9%+0.7pp | 81.9%+2.7pp | 80.3%+4.3pp |
| Annual return | 12.01% | 79.33%-67.3pp | 68.32%-56.3pp | 373.84%-361.8pp |
| Employer contribution / active EE | $824 | $5,247-84.3% | $4,859-83.0% | $4,755-82.7% |
| Participant deferral / active EE | $13,255 | $8,102+63.6% | $7,760+70.8% | $6,713+97.5% |
| Admin fee / account holder | $11,301 | $12,406-8.9% | $10,767+5.0% | $11,407-0.9% |