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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $213,410 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $99,000 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $20,771 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,191 | $86,936-22.7% | $102,412-34.4% | $99,314-32.3% |
| Participation rate | 35.5% | 81.7%-46.2pp | 74.5%-39.0pp | 71.7%-36.2pp |
| Annual return | 14.32% | 14.99%-0.7pp | 24.94%-10.6pp | 17.67%-3.3pp |
| Employer contribution / active EE | $1,899 | $3,925-51.6% | $3,870-50.9% | $3,264-41.8% |
| Participant deferral / active EE | $2,604 | $3,825-31.9% | $5,060-48.5% | $5,346-51.3% |
| Admin fee / account holder | $118 | $140-15.7% | $8,388-98.6% | $109+8.3% |