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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $268,952 |
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $89,240 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,999 | $66,051-42.5% | $92,903-59.1% | $77,775-51.1% |
| Participation rate | 55.1% | 81.0%-25.9pp | 76.0%-20.9pp | 73.2%-18.1pp |
| Annual return | 25.45% | 20.69%+4.8pp | 109.43%-84.0pp | 32.58%-7.1pp |
| Employer contribution / active EE | $2,609 | $3,426-23.8% | $3,653-28.6% | $2,504+4.2% |
| Participant deferral / active EE | $3,597 | $3,013+19.4% | $4,238-15.1% | $3,966-9.3% |
| Admin fee / account holder | $181 | $148+22.3% | $5,795-96.9% | $100+80.7% |