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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,523 | $175,212+181.7% | $149,682+229.7% | $139,427+254.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.43% | 166.63%-148.2pp | 134.35%-115.9pp | 373.27%-354.8pp |
| Employer contribution / active EE | $9,286 | $5,475+69.6% | $4,818+92.7% | $4,752+95.4% |
| Participant deferral / active EE | $12,606 | $6,520+93.4% | $5,681+121.9% | $6,711+87.8% |
| Admin fee / account holder | $13,679 | $16,150-15.3% | $13,210+3.6% | $11,404+19.9% |