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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,884 | $181,896+123.1% | $156,551+159.3% | $273,972+48.1% |
| Participation rate | 91.7% | 88.4%+3.3pp | 84.0%+7.7pp | 83.0%+8.7pp |
| Annual return | 7.81% | 30.74%-22.9pp | 32.23%-24.4pp | 41.46%-33.6pp |
| Employer contribution / active EE | $10,587 | $6,248+69.4% | $5,501+92.4% | $4,869+117.5% |
| Participant deferral / active EE | $7,687 | $5,550+38.5% | $4,871+57.8% | $5,287+45.4% |
| Admin fee / account holder | $2,552 | $15,560-83.6% | $13,028-80.4% | $10,133-74.8% |