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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,237 | $202,342+85.0% | $172,753+116.6% | $152,909+144.7% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 16.33% | 1029.88%-1013.6pp | 803.00%-786.7pp | 345.46%-329.1pp |
| Employer contribution / active EE | $5,642 | $5,857-3.7% | $5,144+9.7% | $4,764+18.4% |
| Participant deferral / active EE | $9,674 | $5,948+62.6% | $5,198+86.1% | $5,851+65.3% |
| Admin fee / account holder | $191,264 | $17,112+1017.7% | $13,956+1270.5% | $11,601+1548.7% |