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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,208 | $168,635+115.4% | $147,617+146.0% | $125,389+189.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.61% | 77.65%-78.3pp | 61.98%-62.6pp | 282.24%-282.9pp |
| Employer contribution / active EE | $3,248 | $6,252-48.0% | $5,564-41.6% | $4,866-33.3% |
| Participant deferral / active EE | $7,788 | $5,507+41.4% | $4,895+59.1% | $5,352+45.5% |
| Admin fee / account holder | $115,904 | $13,580+753.5% | $11,612+898.2% | $9,541+1114.8% |