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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,045 | $86,298-44.3% | $111,308-56.8% | $85,847-44.0% |
| Participation rate | 85.3% | 73.3%+12.0pp | 77.3%+8.0pp | 69.3%+16.0pp |
| Annual return | 11.03% | 19.99%-9.0pp | 54.67%-43.6pp | 318.61%-307.6pp |
| Employer contribution / active EE | $604 | $2,044-70.4% | $2,732-77.9% | $2,565-76.5% |
| Participant deferral / active EE | $1,358 | $3,641-62.7% | $4,487-69.7% | $3,952-65.6% |
| Admin fee / account holder | $2,310 | $8,189-71.8% | $7,965-71.0% | $6,261-63.1% |