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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,595 | $56,199-68.7% | $67,652-74.0% | $59,632-70.5% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -1.76% | 18505.31%-18507.1pp | 6625.04%-6626.8pp | 2041.32%-2043.1pp |
| Employer contribution / active EE | $2,697 | $1,614+67.1% | $2,266+19.1% | $2,203+22.5% |
| Participant deferral / active EE | $876 | $2,844-69.2% | $3,560-75.4% | $3,192-72.6% |
| Admin fee / account holder | $324 | $3,958-91.8% | $4,821-93.3% | $4,297-92.5% |