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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,546 | $60,349-61.0% | $74,184-68.3% | $62,881-62.6% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 5.89% | 21.38%-15.5pp | 17.74%-11.8pp | 20.14%-14.3pp |
| Employer contribution / active EE | $1,206 | $1,680-28.2% | $2,370-49.1% | $2,281-47.1% |
| Participant deferral / active EE | $930 | $2,856-67.4% | $3,550-73.8% | $3,203-71.0% |
| Admin fee / account holder | $919 | $4,261-78.4% | $5,586-83.6% | $4,296-78.6% |