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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,829 | $72,486-54.7% | $87,103-62.3% | $72,976-55.0% |
| Participation rate | 91.4% | 72.8%+18.6pp | 76.9%+14.6pp | 69.5%+21.9pp |
| Annual return | 17.80% | 24.46%-6.7pp | 28.19%-10.4pp | 81.02%-63.2pp |
| Employer contribution / active EE | $459 | $1,894-75.8% | $2,521-81.8% | $2,440-81.2% |
| Participant deferral / active EE | $959 | $3,270-70.7% | $4,049-76.3% | $3,608-73.4% |
| Admin fee / account holder | $1,653 | $5,055-67.3% | $7,491-77.9% | $5,124-67.7% |