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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,996 | $177,353-36.9% | $158,226-29.2% | $198,609-43.6% |
| Participation rate | 61.5% | 77.0%-15.5pp | 74.8%-13.3pp | 82.4%-20.8pp |
| Annual return | 8.53% | 599.50%-591.0pp | 501.41%-492.9pp | 202.70%-194.2pp |
| Employer contribution / active EE | $938 | $3,239-71.1% | $2,986-68.6% | $5,055-81.5% |
| Participant deferral / active EE | $1,398 | $4,615-69.7% | $4,317-67.6% | $6,977-80.0% |
| Admin fee / account holder | $71,381 | $10,960+551.3% | $10,217+598.7% | $19,030+275.1% |