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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,996 | $125,778-11.0% | $114,563-2.2% | $154,746-27.6% |
| Participation rate | 61.5% | 75.2%-13.7pp | 72.9%-11.4pp | 80.7%-19.2pp |
| Annual return | 8.53% | 295.14%-286.6pp | 241.09%-232.6pp | 172.34%-163.8pp |
| Employer contribution / active EE | $938 | $2,806-66.6% | $2,592-63.8% | $4,379-78.6% |
| Participant deferral / active EE | $1,398 | $4,445-68.5% | $4,142-66.2% | $6,730-79.2% |
| Admin fee / account holder | $71,381 | $8,190+771.5% | $7,623+836.4% | $14,365+396.9% |