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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,701 | $113,338-19.1% | $94,993-3.5% | $147,586-37.9% |
| Participation rate | 63.2% | 78.0%-14.8pp | 73.9%-10.7pp | 82.8%-19.7pp |
| Annual return | 8.15% | 20.80%-12.6pp | 27.14%-19.0pp | 578.59%-570.4pp |
| Employer contribution / active EE | $1,856 | $3,160-41.3% | $2,603-28.7% | $4,876-61.9% |
| Participant deferral / active EE | $2,702 | $3,777-28.5% | $3,317-18.5% | $5,439-50.3% |
| Admin fee / account holder | $663 | $6,063-89.1% | $4,960-86.6% | $10,886-93.9% |