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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,470 | $107,809+4.3% | $90,657+24.1% | $135,379-16.9% |
| Participation rate | 68.8% | 78.0%-9.3pp | 74.0%-5.3pp | 82.6%-13.9pp |
| Annual return | 9.68% | -0.90%+10.6pp | 1.89%+7.8pp | 519.79%-510.1pp |
| Employer contribution / active EE | $1,937 | $3,018-35.8% | $2,532-23.5% | $4,779-59.5% |
| Participant deferral / active EE | $2,595 | $3,872-33.0% | $3,424-24.2% | $5,609-53.7% |
| Admin fee / account holder | $1,440 | $5,931-75.7% | $4,994-71.2% | $10,828-86.7% |