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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,958 | $56,063+178.2% | $76,051+105.1% | $80,911+92.8% |
| Participation rate | 100.0% | 62.0%+38.0pp | 69.1%+30.9pp | 67.6%+32.4pp |
| Annual return | 13.97% | 20.54%-6.6pp | 360.42%-346.4pp | 35.63%-21.7pp |
| Employer contribution / active EE | $4,744 | $1,874+153.1% | $2,690+76.4% | $2,756+72.1% |
| Participant deferral / active EE | $3,597 | $3,052+17.8% | $4,257-15.5% | $4,297-16.3% |
| Admin fee / account holder | $4,105 | $5,240-21.7% | $6,416-36.0% | $6,935-40.8% |