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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,076 | $51,222+142.2% | $70,544+75.9% | $75,173+65.1% |
| Participation rate | 96.0% | 61.0%+35.0pp | 68.4%+27.6pp | 67.2%+28.8pp |
| Annual return | 16.66% | 30.06%-13.4pp | 32.79%-16.1pp | 160.72%-144.1pp |
| Employer contribution / active EE | $5,861 | $1,827+220.9% | $2,976+97.0% | $2,671+119.4% |
| Participant deferral / active EE | $3,333 | $2,850+16.9% | $4,568-27.0% | $4,126-19.2% |
| Admin fee / account holder | $8,697 | $4,096+112.3% | $6,427+35.3% | $5,651+53.9% |