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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,338 | $59,804+76.1% | $81,982+28.5% | $79,856+31.9% |
| Participation rate | 92.6% | 61.6%+31.0pp | 69.3%+23.3pp | 69.6%+23.0pp |
| Annual return | 14.67% | 17.56%-2.9pp | 41.31%-26.6pp | 31.71%-17.0pp |
| Employer contribution / active EE | $4,310 | $1,713+151.5% | $2,498+72.5% | $2,471+74.4% |
| Participant deferral / active EE | $2,101 | $2,695-22.0% | $3,722-43.5% | $3,741-43.8% |
| Admin fee / account holder | $9,463 | $4,288+120.7% | $5,665+67.0% | $5,306+78.3% |