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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,932 | $47,944+52.1% | $67,834+7.5% | $62,881+16.0% |
| Participation rate | 100.0% | 61.1%+38.9pp | 68.8%+31.2pp | 69.3%+30.7pp |
| Annual return | 5.83% | 11.77%-5.9pp | 138.47%-132.6pp | 20.14%-14.3pp |
| Employer contribution / active EE | $3,049 | $1,562+95.2% | $2,403+26.9% | $2,281+33.7% |
| Participant deferral / active EE | $1,778 | $2,247-20.9% | $3,160-43.7% | $3,203-44.5% |
| Admin fee / account holder | $3,198 | $3,712-13.9% | $4,622-30.8% | $4,296-25.6% |