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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,997 | $127,779-56.2% | $106,551-47.4% | $167,518-66.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 10.56% | 33.87%-23.3pp | 26.80%-16.2pp | 478.71%-468.2pp |
| Employer contribution / active EE | $10,497 | $3,427+206.3% | $2,819+272.3% | $4,838+116.9% |
| Participant deferral / active EE | $5,528 | $5,088+8.7% | $4,398+25.7% | $6,342-12.8% |
| Admin fee / account holder | $16,818 | $11,228+49.8% | $7,408+127.0% | $12,312+36.6% |