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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,702 | $125,237-38.0% | $105,608-26.4% | $145,877-46.7% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.50% | 225.76%-215.3pp | 116.50%-106.0pp | 551.28%-540.8pp |
| Employer contribution / active EE | $10,442 | $3,720+180.7% | $3,167+229.7% | $4,663+123.9% |
| Participant deferral / active EE | $5,858 | $5,711+2.6% | $5,010+16.9% | $6,691-12.4% |
| Admin fee / account holder | $2,954 | $17,287-82.9% | $11,028-73.2% | $13,402-78.0% |