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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,478 | $116,203-49.7% | $93,621-37.5% | $152,897-61.8% |
| Participation rate | 86.7% | 78.1%+8.6pp | 75.8%+10.8pp | 82.5%+4.2pp |
| Annual return | 49.81% | 35.96%+13.9pp | 32.76%+17.1pp | 345.43%-295.6pp |
| Employer contribution / active EE | $10,570 | $3,219+228.4% | $2,719+288.8% | $4,764+121.9% |
| Participant deferral / active EE | $2,987 | $4,605-35.1% | $4,070-26.6% | $5,851-48.9% |
| Admin fee / account holder | $5,398 | $10,751-49.8% | $7,890-31.6% | $11,599-53.5% |