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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,654 | $118,708-48.1% | $98,920-37.7% | $158,982-61.2% |
| Participation rate | 92.9% | 77.8%+15.0pp | 76.0%+16.8pp | 82.0%+10.9pp |
| Annual return | 12.72% | 372.49%-359.8pp | 196.47%-183.8pp | 302.99%-290.3pp |
| Employer contribution / active EE | $10,825 | $3,334+224.7% | $2,689+302.5% | $4,763+127.3% |
| Participant deferral / active EE | $4,774 | $5,089-6.2% | $4,245+12.5% | $5,983-20.2% |
| Admin fee / account holder | $13,279 | $10,134+31.0% | $6,643+99.9% | $11,252+18.0% |