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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,862 | $80,985+262.9% | $96,576+204.3% | $75,181+290.9% |
| Participation rate | 90.3% | 71.8%+18.5pp | 76.0%+14.3pp | 67.2%+23.1pp |
| Annual return | 9.36% | 27.05%-17.7pp | 25.87%-16.5pp | 160.69%-151.3pp |
| Employer contribution / active EE | $4,327 | $2,282+89.6% | $2,965+45.9% | $2,671+62.0% |
| Participant deferral / active EE | $10,131 | $3,929+157.9% | $4,851+108.8% | $4,126+145.6% |
| Admin fee / account holder | $1,238 | $6,719-81.6% | $8,253-85.0% | $5,650-78.1% |