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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,603 | $67,602+192.3% | $82,312+140.1% | $70,126+181.8% |
| Participation rate | 86.5% | 72.8%+13.7pp | 76.9%+9.6pp | 69.5%+16.9pp |
| Annual return | 9.46% | 21.57%-12.1pp | 25.88%-16.4pp | 73.15%-63.7pp |
| Employer contribution / active EE | $1,160 | $1,755-33.9% | $2,428-52.2% | $2,343-50.5% |
| Participant deferral / active EE | $3,516 | $2,987+17.7% | $3,706-5.1% | $3,332+5.5% |
| Admin fee / account holder | $25,640 | $4,512+468.3% | $5,608+357.2% | $4,645+451.9% |