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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,947 | $78,428+218.7% | $95,960+160.5% | $79,852+213.0% |
| Participation rate | 87.5% | 73.5%+14.0pp | 77.1%+10.4pp | 69.6%+17.9pp |
| Annual return | 4.49% | 19.37%-14.9pp | 91.63%-87.1pp | 31.72%-27.2pp |
| Employer contribution / active EE | $2,295 | $1,945+18.0% | $2,541-9.7% | $2,471-7.1% |
| Participant deferral / active EE | $6,544 | $3,440+90.2% | $4,167+57.1% | $3,740+75.0% |
| Admin fee / account holder | $10,750 | $5,622+91.2% | $6,797+58.2% | $5,306+102.6% |