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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,989 | $71,878+281.2% | $86,698+216.0% | $68,486+300.1% |
| Participation rate | 90.0% | 72.2%+17.8pp | 76.6%+13.4pp | 67.9%+22.1pp |
| Annual return | -7.11% | 3.53%-10.6pp | 35.95%-43.1pp | -7.85%+0.7pp |
| Employer contribution / active EE | $3,190 | $2,173+46.8% | $2,837+12.4% | $2,597+22.8% |
| Participant deferral / active EE | $9,000 | $3,779+138.2% | $4,656+93.3% | $4,028+123.5% |
| Admin fee / account holder | $9,112 | $6,113+49.1% | $7,493+21.6% | $5,404+68.6% |