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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,704 | $78,707+243.9% | $117,861+129.7% | $70,126+286.0% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 18.04% | 23.30%-5.3pp | 335.11%-317.1pp | 73.15%-55.1pp |
| Employer contribution / active EE | $4,402 | $2,223+98.0% | $3,786+16.3% | $2,343+87.9% |
| Participant deferral / active EE | $5,747 | $3,297+74.3% | $4,482+28.2% | $3,332+72.5% |
| Admin fee / account holder | $2,542 | $5,066-49.8% | $8,021-68.3% | $4,645-45.3% |