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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,540 | $91,559+318.9% | $133,978+186.3% | $79,856+380.3% |
| Participation rate | 97.2% | 73.3%+23.9pp | 79.8%+17.4pp | 69.6%+27.6pp |
| Annual return | 15.68% | 61.85%-46.2pp | 45.10%-29.4pp | 31.71%-16.0pp |
| Employer contribution / active EE | $4,686 | $2,384+96.6% | $3,919+19.6% | $2,471+89.6% |
| Participant deferral / active EE | $5,720 | $3,734+53.2% | $5,047+13.3% | $3,741+52.9% |
| Admin fee / account holder | $24,044 | $6,321+280.4% | $8,930+169.3% | $5,306+353.1% |