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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,598 | $81,870+424.7% | $119,634+259.1% | $68,490+527.2% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -16.48% | -23.82%+7.3pp | -14.98%-1.5pp | -7.85%-8.6pp |
| Employer contribution / active EE | $5,150 | $2,692+91.3% | $4,232+21.7% | $2,597+98.3% |
| Participant deferral / active EE | $8,580 | $4,148+106.9% | $5,601+53.2% | $4,028+113.0% |
| Admin fee / account holder | $7,016 | $6,583+6.6% | $10,329-32.1% | $5,403+29.8% |