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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $494,086 | $99,994+394.1% | $146,647+236.9% | $85,851+475.5% |
| Participation rate | 96.9% | 73.1%+23.8pp | 80.1%+16.8pp | 69.3%+27.6pp |
| Annual return | 20.85% | 18.93%+1.9pp | 22.75%-1.9pp | 318.63%-297.8pp |
| Employer contribution / active EE | $5,494 | $2,559+114.7% | $4,137+32.8% | $2,565+114.2% |
| Participant deferral / active EE | $7,314 | $4,006+82.6% | $5,506+32.8% | $3,952+85.1% |
| Admin fee / account holder | $34,857 | $7,703+352.5% | $10,281+239.1% | $6,261+456.7% |