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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,351 | $85,766+308.5% | $136,298+157.0% | $70,126+399.6% |
| Participation rate | 90.8% | 74.2%+16.6pp | 81.9%+8.8pp | 69.5%+21.2pp |
| Annual return | 16.45% | 31.46%-15.0pp | 5156.27%-5139.8pp | 73.15%-56.7pp |
| Employer contribution / active EE | $11,556 | $2,966+289.6% | $4,696+146.1% | $2,343+393.3% |
| Participant deferral / active EE | $8,415 | $5,051+66.6% | $6,247+34.7% | $3,332+152.6% |
| Admin fee / account holder | $5,849 | $5,421+7.9% | $9,244-36.7% | $4,645+25.9% |