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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,586 | $82,678+436.5% | $125,391+253.8% | $68,490+547.7% |
| Participation rate | 87.7% | 75.1%+12.7pp | 82.4%+5.3pp | 67.9%+19.8pp |
| Annual return | -16.98% | -5.97%-11.0pp | 572.41%-589.4pp | -7.85%-9.1pp |
| Employer contribution / active EE | $16,154 | $3,382+377.6% | $4,816+235.4% | $2,597+522.1% |
| Participant deferral / active EE | $8,456 | $6,111+38.4% | $7,448+13.5% | $4,028+109.9% |
| Admin fee / account holder | $19,919 | $6,277+217.3% | $10,009+99.0% | $5,403+268.7% |