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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,346 | $76,551+262.3% | $123,894+123.9% | $62,881+341.1% |
| Participation rate | 96.7% | 73.0%+23.7pp | 81.4%+15.3pp | 69.3%+27.4pp |
| Annual return | 7.82% | 18.68%-10.9pp | 47.52%-39.7pp | 20.14%-12.3pp |
| Employer contribution / active EE | $12,050 | $2,882+318.1% | $4,617+161.0% | $2,281+428.3% |
| Participant deferral / active EE | $7,037 | $4,840+45.4% | $5,984+17.6% | $3,203+119.7% |
| Admin fee / account holder | $6,389 | $4,826+32.4% | $8,357-23.5% | $4,296+48.7% |