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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,347 | $77,817+291.1% | $123,553+146.3% | $64,173+374.3% |
| Participation rate | 95.2% | 74.7%+20.5pp | 82.3%+12.9pp | 69.6%+25.7pp |
| Annual return | -2.99% | 12.49%-15.5pp | 119.21%-122.2pp | 7.63%-10.6pp |
| Employer contribution / active EE | $13,100 | $3,014+334.6% | $4,628+183.0% | $2,381+450.2% |
| Participant deferral / active EE | $7,911 | $5,240+51.0% | $6,426+23.1% | $3,470+128.0% |
| Admin fee / account holder | $26,463 | $5,519+379.5% | $9,284+185.0% | $4,887+441.4% |