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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,967 | $88,585-58.3% | $69,884-47.1% | $134,532-72.5% |
| Participation rate | 75.0% | 74.9%+0.1pp | 70.5%+4.5pp | 81.2%-6.2pp |
| Annual return | -17.63% | 442.80%-460.4pp | 190.81%-208.4pp | 418.27%-435.9pp |
| Employer contribution / active EE | $2,486 | $3,235-23.1% | $2,560-2.9% | $4,741-47.6% |
| Participant deferral / active EE | $2,381 | $4,770-50.1% | $3,848-38.1% | $6,401-62.8% |
| Admin fee / account holder | $53,673 | $10,441+414.1% | $6,266+756.5% | $11,429+369.6% |