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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,677 | $105,929+5.4% | $81,716+36.7% | $158,966-29.7% |
| Participation rate | 85.7% | 75.6%+10.1pp | 72.0%+13.7pp | 82.0%+3.8pp |
| Annual return | 18.12% | 38.19%-20.1pp | 29.49%-11.4pp | 302.95%-284.8pp |
| Employer contribution / active EE | $2,355 | $7,802-69.8% | $4,310-45.4% | $4,762-50.6% |
| Participant deferral / active EE | $3,306 | $13,007-74.6% | $7,108-53.5% | $5,983-44.7% |
| Admin fee / account holder | $5,055 | $8,492-40.5% | $5,159-2.0% | $11,250-55.1% |