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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,611 | $100,901+33.4% | $75,670+77.9% | $147,585-8.8% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.3%+27.7pp | 82.8%+17.2pp |
| Annual return | 14.19% | 35.78%-21.6pp | 27.34%-13.2pp | 578.57%-564.4pp |
| Employer contribution / active EE | $5,304 | $3,253+63.0% | $2,352+125.5% | $4,876+8.8% |
| Participant deferral / active EE | $5,131 | $4,027+27.4% | $3,142+63.3% | $5,439-5.7% |
| Admin fee / account holder | $924 | $11,285-91.8% | $5,800-84.1% | $10,885-91.5% |