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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,144 | $104,544+0.6% | $76,657+37.2% | $152,897-31.2% |
| Participation rate | 90.9% | 76.6%+14.3pp | 72.1%+18.8pp | 82.5%+8.5pp |
| Annual return | 19.93% | 1014.36%-994.4pp | 1166.74%-1146.8pp | 345.43%-325.5pp |
| Employer contribution / active EE | $4,125 | $3,118+32.3% | $2,303+79.2% | $4,764-13.4% |
| Participant deferral / active EE | $5,315 | $4,236+25.5% | $3,335+59.3% | $5,851-9.2% |
| Admin fee / account holder | $16,962 | $12,286+38.1% | $6,423+164.1% | $11,599+46.2% |